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More Than Enough

The 10 Keys to Changing Your Financial Destiny

Dave Ramsey

Penguin, 2002

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“What goes around comes around” best describes Dave Ramsey’s view of life and his approach to personal finance. Cheating on your taxes, lying to your spouse and gossiping about your co-workers will block you from achieving real happiness, even if you get rich. Though some readers may be more comfy with Ramsey’s Christian leanings and scriptural references than others, it’s hard to fault his folksy advice, his formula for success or his financial worksheets. While explaining sound fiscal planning, he also emphasizes the importance of living by an ethical code. He teaches that compromising your integrity sabotages your prosperity. Ramsey believes riches come to moral people who give to others – especially if they also control their budgets and pursue written financial goals. The one misleading element in the book is his subtitle. Ramsey does not identify “10 keys to changing your financial destiny.” In fact, he lists 32 ethical, practical “keys” to the “more-than-enough mansion.” getAbstract recommends his fatherly financial advice.

Summary

Paths to Prosperity

Millions of people are seduced by the siren call of materialism. Yet nearly everyone ultimately arrives at the realization that money and possessions do not guarantee happiness. In fact, wealth has little to do with how much money you have in the bank or what car you drive. Wealth has everything to do with leading a life based on integrity, principles and values. The richest individuals are unfailingly honest in their professional and personal lives. Calling in sick when you’re healthy or dodging your taxes reveals a basic lack of integrity that will block your path to prosperity.

Many people learn financial dishonesty from their parents. Mothers hide clothing purchases from fathers; dads lie to moms about losing money gambling. Deception becomes a way of life. Lack of integrity harms relationships, and leaves emotional and spiritual scars. Society makes it easy for people to explain away their behavior by blaming others or citing difficult circumstances. But being raised by a single parent or not having had enough friends in elementary school is no excuse for dishonesty or disloyalty. No one wants to listen to whining and complaining. Taking responsibility...

About the Author

Dave Ramsey hosts a syndicated U.S. radio show on which he counsels people about their personal financial concerns.

More Than Enough

The 10 Keys to Changing Your Financial Destiny

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Paths to Prosperity

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