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FinTech Innovation
Book

FinTech Innovation

From Robo-Advisors to Goal Based Investing and Gamification

Wiley, 2016 más...

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Editorial Rating

7

Qualities

  • Applicable
  • Overview
  • Insider's Take

Recommendation

While financial technology is often the subject of fanciful thinking and star-gazing, expert Paolo Sironi paints a credible and comprehensible picture of the robo-advising, goal-based investment and gamification that are transforming the investment industry. He captures the disruption happening in asset management and offers an attractive alternative business model for investment advisers and wealth managers under pressure to change. Though more examples of these innovations would have been useful, readers looking for a better handle on investment fintech will find this a good guide.

Take-Aways

  • A “perfect storm” of information, indexing and regulation is battering the investment and wealth management sector. 
  • Robo-advisers distill and commodify financial expertise, and they can help firms meet regulatory requirements at low cost.
  • Goal-based investing (GBI) generates a series of investment milestones based on an individual’s age and objectives. 

About the Author

Paolo Sironi is the global research leader in banking and finance at the IBM Institute for Business Value. 


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